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The ExpertRating Online Money Management Program
(leading to ExpertRating Wealth Building Management Certification).

If you're interested in discovering how most wealthy people amassed their fortunes, this is the course for you. Contrary to popular opinion, most of us don't achieve true wealth through luck or an accident of fate. Just about anybody can build wealth. All it takes is organization, discipline, and a firm knowledge of how to proceed. If you're serious about accumulating a sizable nest egg and living the life of your dreams, this course will supply you with the knowledge and skills you'll need to succeed.


You've probably heard amazing stories of people amassing untold fortunes with seemingly little effort, finding financial freedom through the magic of day trading, shorting stocks, buying and selling commodities, playing the slots, flipping real estate, or some other fad of the moment. These stories sound too good to be true, and that's because they are. All of those get-rich-quick schemes have three things in common: they're unsafe, they're unpredictable, and they tend to produce far more losers than they do winners.

The truly wealthy do not rely on risky games of chance and raw luck to build their fortunes--they focus on creating wealth out of what they already have. If you're serious about living a better life by tapping into your unfulfilled potential, we'll show you the way.

In this course, a certified financial planner will walk you through the steps you need to take in order to achieve true financial success. You'll become comfortable with the broad array of investment choices available to you right now, and you'll discover the best ways to acquire and accumulate both cash and real property. We'll also discuss the tax implications of your investment decisions, along with steps you can take to protect any wealth you acquire.


Buy the ExpertRating Online Money Management Program- $129.99

This course includes a knowledgeable and caring instructor who will guide you through your lessons, facilitate discussions, and answer your questions. The instructor for this course will be Kirsten Iseminger


Kirsten Iseminger

About the ExpertRating Online Money Management Program instructor : Kirsten Iseminger has been a Financial Advisor since 1990 and worked for years in one of the world's largest financial institutions. Her clients have included small business owners, high-level executives, and individuals who wanted their wealth to grow. To further her expertise in the financial planning industry and to achieve the highest recognition available for financial planners, Kirsten successfully completed the education and examination process necessary to become a Certified Financial Planner.

 Money Management and Wealth Building Course requirements: For taking this instructor led ExpertRating Online Money Management Program you need Internet access, e-mail, and the Netscape or Firefox or Internet Explorer Web browser.

 Testimonials: The ExpertRating Online Money Management Program has received overwhelming positive feedback and reviews from students around the world. Here are a few:

"Awesome class, I would take more classes from this instructor."

"Excellent course! This course gave me the basic understanding and knowledge to begin a financial plan. I comprehend the importance and value of saving for retirement and the various vehicles to achieve this goal. Great information!!!"

"I absolutely love this type of course. I wish more family members would take this course so we all could understand how to build wealth."

I am pleased that our community college added this course to its agenda. After reading through the course syllabus I had second thoughts about taking it because I felt most of the course subjects I knew. Now I find myself very pleased to have studied this course. Thanks."

"I am very pleased to have taken this class and am confident that the information I have learned herein will be of great benefit in my quest to build wealth."

"I appreciated the opportunity to participate in this well-designed, informative course. The instructor did a very professional job of presenting the material. Due to this well-done course, I look forward to taking more of these online courses. Thank you for your financial advice."

"I enjoyed this course tremendously! I've learned so much about wealth building that I had little knowledge of. Now I can put what I learned into action. The instructor is the best!"

"I felt like there was a lot of information to process. The class was very helpful and now I know what I need to do and what avenues to pursue to help me get there."

"I found this course to be extremely informative. I've learned a lot from it and would highly recommend it to anyone. Thanks!"

"I have one word: Excellent!!"

"I highly recommend the "Building Wealth" on-line session. I have so many accolades for this course and the instructor, that I am not sure where to begin! Kirsten Iseminger is to be commended for designing an outstanding, educational, interesting and informative session. I truly enjoyed this course and will look for any additional on-line classes from Ms. Iseminger."


Buy the ExpertRating Online Money Management Program- $129.99

ExpertRating Online Money Management Program

(leading to ExpertRating Wealth Building Management Certification)

 ExpertRating is one of the world's only ISO 9001:2015 Certified companies (from TUV America) offering an Online Money Management Program Course (leading to ExpertRating Money Management Program Skills Certification).


Over 5 million people from 120 countries have benefited from ExpertRating Online Tests and Certifications. ExpertRating offers its testing services to the world's best companies such as Convergys Corp, UPS, GAP, Sony, Coke, Citrix, Deltek Corp, IKEA Systems and Ericsson to name a few. See where ExpertRating Certified Professionals are working.

 It is very safe to buy from ExpertRating. Apart from being an ISO 9001:2015 certified company, it is also HackerSafe approved.


ExpertRating upholds the highest privacy standards and complies with strict program requirements, ensuring that your information is always safe. ExpertRating has certified Several thousand individuals who are working with leading companies across the US and other countries. View list.

When you choose the ExpertRating Online Money Management Program you can be sure that you are buying a premium International certification that is recognized by hundreds of employers and Government bodies in the US and other countries.


 With ExpertRating you get certified quickly online and you are equipped with a store house of information through the in-depth ExpertRating Online Money Management Program Courseware which has been developed by experienced Financial Experts.

 The ExpertRating Money Management Certification is by far the best value for money instructor led Money Management Program at $129.99.


Some Popular questions and answers about this ExpertRating Online Money Management Program and certification:

 How much does the Wealth Building Management Certification cost and what does it include?

You can buy this ExpertRating Online Money Management Program leading to Wealth Building Management certification at a special offer price of only $129.99 which includes the in-depth ExpertRating Online Money Management Program Courseware and exam fee. This is the best value for money Money Management Program available till date. You get the following services within the USD $129.99 fee.

 In-depth ExpertRating Online Money Management Program Courseware including scenarios and case studies.

 An instructor to guide you through the course and to whom you can direct your questions.

 World wide airmail delivery of the hard copy Money Management Certificate. The Money Management Certificate can be used to prove your certified status and does not mention the words "online".

 An online transcript that can be used to prove your certified credentials on the internet at any time.

How do I get certified?

The process of getting yourself certified is very simple. All you have to do is buy the ExpertRating Online Money Management Program for $129.99. Log in to the instructor led course using your password. Go through the ExpertRating Online Money Management Program Courseware (which would take you 6 weeks) and complete the final Money Management Certification exam at your convenience. You can complete the exam within 2 months of buying the Money Management Certification. The result of the exam appears as soon as it is completed, and your Money Management Certificate is mailed immediately.

What learning aids will I get?

The ExpertRating Online Money Management Program includes the following learning aids:

24 x 7 hour access to the courseware. A printer friendly version of the ExpertRating Online Money Management Program is also provided

A friendly instructor to answer your questions online

A discussion area to have your questions answered

Chapter end quizzes to ensure that you are learning important aspects of every chapter

Chapter assignments to help you practically use the Money Management that you will learn during the Money Management Course.

What is the final exam like?

The final exam is fully based upon the   ExpertRating Online Money Management Program Courseware that is provided along with the Money Management Certification. If you have gone through the courseware properly you should not have a problem clearing the exam. The exam consists of multiple choice questions from all chapters of the ExpertRating Online Money Management Program Courseware.

What are the course start dates?

ExpertRating instructor led courses commence every month, you can always choose a suitable date for your course commencement in any month. To see available course start dates, please click on the "Enroll now" button. All courses run for six weeks, with a two-week grace period at the end. Two lessons are released each week for the six-week duration of the course. You do not have to be present when the lesson is released, but you must complete each lesson within two weeks of its release.

A new section of each course starts on the second or third Wednesday of each month. If enrolling in a series of two or more courses please be sure to space the start date for each course at least two months apart.


Buy the ExpertRating Online Money Management Program- $129.99


Become rich and learn the wealth amassing ways through this easy to learn Building Wealth course.

The Building Wealth course will teach you about the strategies that you need to implement to buy a home, save for retirement or for your child’s education, in short to build wealth. Building wealth is about making, saving and investing wealth. But this is not easy as it seems. Wealth building is a long term goal that requires strategies, patience and determination to accomplish.


You can accomplish your financial goals by saving and investing in the right things at the right time, pay off a debt or build your dream home with the simple to learn and understand wealth building strategies. The ExpertRating Building Wealth Certification course will guide you on and give you tips to develop a plan for building personal wealth.


ExpertRating Online Money Management Program Coverage (6 weeks program)  

Week One

Wednesday - Lesson 01

In this course, you'll discover the keys to achieving financial freedom steadily and successfully. You'll learn how to make financial discipline and wise financial choices a natural part of your life. Your journey begins with an overview of the five steps of financial planning.

Friday - Lesson 02

How much money do you actually have and where is it all going? You have to be able to answer these questions before you can create a financial plan. So, this lesson, will work on organizing your financial life. You'll create an organized filing system, get a handle on your spending, and learn how valuable cash flow statements, budgets, and balance sheets are to financial success. Don't worry; it's not as hard as it sounds!

Week Two

Wednesday - Lesson 03

There are three types of investment money: short-term, intermediate, and long-term. This lesson will start with a look at short-term money and the purpose it serves. This is money you would set aside for something specific in the near future like buying a car, making a down payment on a house, or paying off interest-free debt. You'll learn the trade-off between investment risk and investment reward and see why it takes more than putting your money in a savings account to get rich.

Friday - Lesson 04

In this lesson, you'll learn how a combination of stocks, bonds, and mutual funds will help you build wealth. You'll also see how investment risk correlates with investment return. Then you'll discover how time mitigates higher-risk investments, making them an excellent choice if you've got enough time and want to see double-digit returns.

Week Three

Wednesday - Lesson 05-

Saving money to fund a college education is a common financial goal. So, lesson 5 will talk about the pros and cons of the different education savings plans that are out there. By the end of this lesson, you'll be the neighborhood expert on saving for college!

Friday - Lesson 06

Most people's number-one financial goal is saving for retirement. Social Security alone won't cover the bills. Some have employer pension plans, but many have to figure out how to make up the shortage once they stop working. This lesson is about taking care of yourself in retirement. This lesson will examine retirement savings plans and discover why they're a great place for your cash investments.

Week Four

Wednesday - Lesson 07

Up to now, this course has been about accumulating cash assets. In lesson you'll learn how real property assets complement wealth. Real property assets are things you can feel, see, and touch (such as land or precious metals). When you complete this lesson, you'll know the challenges and benefits of owning real property.

Friday - Lesson 08

Since most of the people don't have enough to buy a house with cash, they need someone to lend them money. Going to the bank for a loan isn't as simple as walking in and filling out an application. Completing an extensive questionnaire about your income, debts, and job history is part of the loan process, but there's more. You need to decide which kind of mortgage to apply for. Just like there are a number of ways to order coffee from your favorite barista, there are a number of ways to finance a house. In this lesson, you'll learn about the different loan types, understand why some cost more (or less) than others, and figure out which loan program is best for you.

Week Five

Wednesday - Lesson 09

Almost everyone have credit cards in their wallets. And most of them are plagued by consumer debt. Credit cards, car loans, car leases, and in-store financing are where consumer debt builds up. But in lesson 9 you'll learn how to use these forms of financing to maximize your wealth.

Friday - Lesson 10

As you accumulate wealth, it's important to protect it against loss. People buy car insurance in case of car crashes, homeowners insurance in case of damage or destruction to their houses, and health insurance to help with the rising cost of medical care. These are obvious assets to protect, but what about your most valuable asset: your ability to earn an income? If you have people depending on your paycheck to put food on the table and a roof over their heads, then you need to protect your income. So this lesson will talk about life and disability insurance and when you should get them.

Week Six

Wednesday - Lesson 11

Lesson 11 will talk about the professionals who can help you on your journey toward wealth. You'll learn the areas of expertise for an attorney, CPA, financial advisor, and insurance agent. You'll also get a sense of when is the right time to call on each of these professionals.

Friday - Lesson 12

The final lesson will talk about the most challenging part of the financial planning process: implementation. It will go over a technique that's very helpful in getting you and keeping you moving on your journey toward wealth. You'll leave this course knowing what you need to do to reach your goals and how to do it. You'll have everything it takes to achieve financial freedom!

Buy the ExpertRating Online Money Management Program - $129.99

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