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The ExpertRating Online Financial Planning Course
(leading to ExpertRating Financial Planning Program Certification).

Do you have clear financial goals? Do you know if you have enough money to buy a car or house, if you can afford to take a cut in pay in order to go back to school, if you will have enough money to retire?

Do you know how much tax you will be expected to pay this year and next, or what you might be able to do right now that will lower your tax long into the future? Do you have enough insurance? Have you developed a household budget and are you sticking to it? 

Will your assets be passed to your chosen heirs when you die? Do you know how your creditors judge you and do you know how to change your credit report to reduce your expenses and increase your financial security? 

Are you confident you can choose stocks and mutual funds wisely and do you know how to decide how much money you should allocate to these types of investments? Do you know how to keep good financial records and do you know which types of records you should keep and for how long?

If your answer to any of these questions is "No," you need this course. This course will prepare you for a lifetime of worthwhile personal financial planning. The tools you will learn are useful, realistic, and easy to work into your regular routine. They will help you gain control over the financial impact of the choices you make.

You'll learn to create and use a budget, borrow and invest wisely, make intelligent decisions about insurance, and plan for your financial future. You'll develop a retirement savings plan, and you'll be better prepared to make large purchases and plan for taxes. You'll learn the essentials of household bookkeeping, record-keeping requirements, and much, much more.

Buy the ExpertRating Online Financial Planning Course- $129.99

This course includes a knowledgeable and caring instructor who will guide you through your lessons, facilitate discussions, and answer your questions. The instructor for this course will be Gail Perry.

Gail Perry

About the ExpertRating Online Financial Planning Course instructor : Gail Perry is a CPA and holds a degree in journalism and English from Indiana University. She studied accounting at Illinois State University and is a former tax accountant with Big Four firm Deloitte. She has been teaching for more than 20 years and is the author of over 20 books, including Quicken All-in-one Desk Reference for Dummies, Using QuickBooks, TurboTax: The Official Guide, The Complete Idiot's Guide to Doing Your Income Taxes, and Surviving Financial Downsizing: A Practical Guide to Living Well on Less Income. She is a financial journalist and has written hundreds of articles for newspapers, magazines, and Internet news sites.

  Online Financial Planning Course requirements: For taking this instructor led ExpertRating Online Financial Planning Course you need Internet access, e-mail, and the Microsoft Internet Explorer or Mozilla Firefox Web browser.

 Testimonials: The ExpertRating Online Financial Planning Course has received overwhelming positive feedback and reviews from students around the world. Here are a few:
"A great basic course on financial planning!"

"Excellent course! Especially for those, like me, who have just joined the workforce and need help getting on the right track with their finances."

"Excellent course. The ability to complete lessons and quizzes in my own time was extremely valuable and gave me more of an opportunity to find time to focus on the content."

"Gail -- Just a quick thank you for the great course. This is exactly what I was looking for to get the basics on a variety of financial issues. It also gives me the resources to look into future financial goals (saving for children’s education, retirement, etc). Thanks for the easy-to-follow information!"

"Gail Perry did an excellent job. I am a busy Mom and she gave me in-depth information on managing our family finances. Thank You Gail."

"Gail Perry was a wonderful instructor and presented material in a short, succinct format. The information presented was and is very helpful and my choice for taking this class may well be one of the most beneficial choices I've ever made. There is much information to process on your own, but at the end of the class I felt able to review the lessons and use the information to make much better financial decisions."

"Gail, thanks for your advice. I am learning a lot more in this course than I expected."

"Good course and I learned a lot. The supplemental material at the end of the lessons was helpful. I felt I had a good understanding of the material after completing all the lessons."

"Great class! It was a lot if information to absorb. I could have spent the entire course on budgeting, and then another 6 weeks on retirement!"

"Great class! Just what I needed as an introduction to skillfully handling my personal finances successfully."

"Great class! The links were very helpful, which I plan on revisiting at a slower pace. This course really opened my eyes and gave me some direction."

"Great course to take, either as a refresher or novice in finances."

"Great instructor. She covered everything very well and I was able to understand more than I thought I would."

Buy the ExpertRating Online Financial Planning Course- $129.99

ExpertRating Online Financial Planning Course

(leading to ExpertRating Financial Planning Program Certification)

 ExpertRating is one of the world's only ISO 9001:2015 Certified companies (from TUV America) offering an Online Financial Planning Course (leading to ExpertRating Financial Planning Skills Certification).


Over 5 million people from 120 countries have benefited from ExpertRating Online Tests and Certifications. ExpertRating offers its testing services to the world's best companies such as Convergys Corp, UPS, GAP, Sony, Coke, Citrix, Deltek Corp, IKEA Systems and Ericsson to name a few. See where ExpertRating Certified Professionals are working.

 It is very safe to buy from ExpertRating. Apart from being an ISO 9001:2015 certified company, it is also HackerSafe approved.


ExpertRating upholds the highest privacy standards and complies with strict program requirements, ensuring that your information is always safe. ExpertRating has certified Several thousand individuals who are working with leading companies across the US and other countries. View list.

When you choose the ExpertRating Online Financial Planning Course you can be sure that you are buying a premium International certification that is recognized by hundreds of employers and Government bodies in the US and other countries.


 With ExpertRating you get certified quickly online and you are equipped with a store house of information through the in-depth ExpertRating Online Financial Planning Courseware which has been developed by experienced Financial Experts.

 The ExpertRating Financial Planning Certification is by far the best value for money instructor led Financial Planning Program at $129.99.


Some Popular questions and answers about this ExpertRating Online Financial Planning Course and certification:

 How much does the Financial Planning Program Certification cost and what does it include?

You can buy this ExpertRating Online Financial Planning Course leading to Financial Planning certification at a special offer price of only $129.99 which includes the in-depth ExpertRating Online Financial Planning Courseware and exam fee. This is the best value for money Financial Planning Program available till date. You get the following services within the USD $129.99 fee.

     In-depth ExpertRating Online Financial Planning Courseware including scenarios and examples.

     An instructor to guide you through the course and to whom you can direct your questions.

     World wide airmail delivery of the hard copy Financial Planning Certificate. The Financial Planning Certificate can be used to prove your certified status and does not mention the words "online".

     An online transcript that can be used to prove your certified credentials on the internet at any time.

How do I get certified?

The process of getting yourself certified is very simple. All you have to do is buy the ExpertRating Online Financial Planning Course for $129.99. Log in to the instructor led course using your password. Go through the ExpertRating Online Financial Planning Courseware (which would take you 6 weeks) and complete the final Financial Planning Certification exam at your convenience. You can complete the exam within 2 months of buying the Financial Planning Certification. The result of the exam appears as soon as it is completed, and your Financial Planning Certificate is mailed immediately.

What learning aids will I get?

The ExpertRating Online Financial Planning Course includes the following learning aids:

24 x 7 hour access to the courseware. A printer friendly version of the ExpertRating Online Financial Planning Course is also provided

A friendly instructor to answer your questions online

A discussion area to have your questions answered

Chapter end quizzes to ensure that you are learning important aspects of every chapter

Chapter assignments to help you practically use the Financial Planning that you will learn during the Financial Planning Course.

What is the final exam like?

The final exam is fully based upon the   ExpertRating Online Financial Planning Courseware that is provided along with the Financial Planning Certification. If you have gone through the courseware properly you should not have a problem clearing the exam. The exam consists of multiple choice questions from all chapters of the ExpertRating Online Financial Planning Courseware.

What are the course start dates?

ExpertRating instructor led courses commence every month, you can always choose a suitable date for your course commencement in any month. To see available course start dates, please click on the "Enroll now" button. All courses run for six weeks, with a two-week grace period at the end. Two lessons are released each week for the six-week duration of the course. You do not have to be present when the lesson is released, but you must complete each lesson within two weeks of its release.

A new section of each course starts on the second or third Wednesday of each month. If enrolling in a series of two or more courses please be sure to space the start date for each course at least two months apart.


Buy the ExpertRating Online Financial Planning Course- $129.99


According to a survey conducted by the US Labor of Bureau Statistics, the highest 10 percent of financial analysts earned more than $130,130 in May 2006.

Managing personal finance involves applying the principles of finance to the monetary decisions of an individual or a family. Making plans for personal finance include making a note of how the finances are obtained, spent and how much of them are saved. Personal finance also takes into account the financial risks and future life events. The best ways of managing your personal finance are gathering correct information, independently analyzing and honestly presenting the key facts.


The ExpertRating Financial Planning course will help you to make intelligent decisions about managing your personal finance. The Financial Planning course will also guide you about the opportunities, the available choice with the customers; give knowledge about the investment products and about the investment opportunities.

ExpertRating Online Financial Planning Course Coverage (6 weeks program)  

Week One

Wednesday - Lesson 01

Throughout this course, you'll learn how to use basic financial planning tools that you can work into your everyday routine. In this first lesson, you'll examine your personal finances as they are today, set some basic financial goals, learn how to keep track of your finances, and gain some knowledge of record-keeping requirements. You'll learn how to assess your current financial position. The information you compile during this lesson, and the methods you use to retain and store that information, can set the tone of your financial record-keeping for the rest of your life.

Friday - Lesson 02

If you think about your cash flow in terms of how to best control the money that comes in and goes out of your life, you may discover that you have many opportunities to improve your financial situation. In this lesson, you'll learn how you can control certain aspects of your income collection and disbursement through daily financial events. This lesson will talk about methods for increasing the amount of money at your disposal, saving money when paying your bills, and reducing your tax burden. You'll learn many ways to save money with your day-to-day financial activities.

Week Two

Wednesday - Lesson 03

Don't be discouraged if your credit history is marred. Despite what you might think, you can establish good credit, control your credit rating so it remains positive, and repair a bad credit rating. In this lesson you'll learn how to read your credit history, correct errors in your credit reports, and improve your credit so that you're a good risk to potential lenders. Find out what creditors look at when they judge your credit, and how you can check your own credit rating for free.

Friday - Lesson 04

Whether you intend to borrow money for a long term (as you might with a mortgage on a house), a medium term (such as a loan for a car or a college education), or a short term (such as using a credit card to pay for a dinner at a restaurant or your weekly groceries), there are factors about borrowing that you should consider. In this lesson, you'll get the tools to make informed decisions about borrowing. You'll learn about the concept of points or loan origination fees, as well as what loan-related items you can negotiate. Discover the concept of compound interest, and understand that the interest rate you see on advertised loans is not always the interest rate you pay. You'll also learn about where you can go to borrow money and how you can use the Internet to find out more about borrowing. Finally, you'll find out how borrowing money can actually benefit you when tax time comes.

Week Three

Wednesday - Lesson 05-

In the most popular lesson of the course, you'll learn how you can create a workable budget and, more importantly, how you can make it stick. A budget is not difficult to make, and it's not difficult to follow. In fact, people who use budgets find they can talk about their finances and their financial goals more comfortably because they have a thorough knowledge of what they can actually achieve. A budget is like a playbook for the future. In this lesson you'll learn how to create a budget that's flexible enough to meet the changes you encounter in life, and durable enough to help you achieve a lifetime of financial goals.

Friday - Lesson 06

In this lesson, you'll learn about the different types of mutual funds, criteria for choosing a fund, how much to invest, the importance of timing your investments, when to sell, and the tax effects of your investment. You'll find out the advantages to investing in mutual funds, including diversification, the opportunity to take advantage of a fund manager and a research team's expertise, the small minimum investment required to enter a fund, and the ease with which you can make regular investments. This lesson will also talk about what you need to watch out for when investing in mutual funds.

Week Four

Wednesday - Lesson 07

In Lesson 7 you'll learn how to choose a broker and stocks to purchase, and you'll look at how the Internet has changed the nature of stock trading. You'll find out why it's so important to follow the performance of your stocks after you purchase them, and you'll discover how to tell when it's time to sell a stock. In addition, this lesson will talk about the tax effects of selling stock and how you can control the amount of tax you pay on stock transactions. You'll learn how to read the stock reports in the newspaper and understand what the information on financial statements represents.

Friday - Lesson 08

If you want to invest, there are several different types of opportunities available to you. In this lesson, you'll explore some of the places beyond stocks and mutual funds where you can invest your money, including interest-bearing accounts, bonds, commodities, precious metals, and collectibles. You'll discover that you can begin investing with a very small amount of money, and you'll find out how to familiarize yourself with different types of investments before putting your money at risk.

Week Five

Wednesday - Lesson 09

In this lesson you'll get acquainted with the many types of insurance and how the purchase of insurance should fit into your overall financial plan. This lesson will discuss life, health, automobile, and property insurance. Your needs for insurance change throughout your life, so you'll learn how and when to reassess your insurance coverage. This lesson will give you some tips on dealing with insurance agents and shopping around for the best value and the best coverage. You'll also learn how to save money on existing insurance policies.

Friday - Lesson 10

Retirement might seem like it's a long way off, but it's never too early to start thinking about it. In this lesson, you'll get familiar with the various types of retirement funds available to employees, business owners, and individuals; and you'll learn about putting money into retirement funds, overseeing the investments in those funds, and when and how to take money out of your funds. You'll also find out how the Social Security system works, and this lesson will discuss the tax effects of retirement contributions and distributions.

Week Six

Wednesday - Lesson 11

There are certain occasions in life that require a major cash outlay. Events like weddings, purchasing a house or a car, or going to college require planning and saving. This lesson will give you tips for estimating the costs of major purchases, as well as techniques for saving and borrowing to finance these expenses. You'll also see what tax benefits are available when you incur these large expenses. You'll learn about some of the different options for parents and students who are planning on, or are already attending, college. And you'll discover what factors to consider when deciding whether to purchase or lease a vehicle.

Friday - Lesson 12

In the final lesson of the course, you'll learn about estate planning and some of the basic rules that will guide you in making important decisions. This lesson will talk about the legal fees associated with the preparation of a will, and you'll get some pointers for choosing the right lawyer for the job. In addition, you'll get an introduction to inheritance and estate taxes, trusts, and other means of protecting your assets, as well as information about the duties of an executor for your estate.

Buy the ExpertRating Online Financial Planning Course - $129.99

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