ExpertRating Online Real Estate Investing Course - $129.99

According to the US Bureau of Labor Statistics, employment of real estate brokers and sales agents is expected to grow 11 percent during the 2006-16 projection decade.

Real estate is a legal term which covers land and anything that is permanently affixed to the land; for instance, buildings or any property that is stationary. Investments in real estate should only be made if it fits well into your overall investment strategy of meeting your financial goals. The real estate industry is growing by the day as it promises bright prospects.

The most important requirement for investing in real estate is adequate cash as this is one industry the benefits of which are realized over a long period of time. The ExpertRating Real Estate Investing Certification will give you tips on the various aspects of investing and the nuances of making the most in terms of profit from your investments.

ExpertRating Online Real Estate Investing Course (II) Coverage (6 weeks program)

Week One

Wednesday - Lesson 01

Welcome to the fascinating world of real estate finance! The first lesson will guide you through a brief history of the mortgage industry, and then it will walk through the life of a loan so you understand what happens to your loan before, during, and after your purchase. Finally, this lesson will look at the four areas from which you can gain value or profit from a property: appreciation, cash flow, amortization, and tax benefits.

Friday - Lesson 02

If you're buying real estate, you probably have some questions about loans. Where do you go to get the best loan for your needs? And what is the best loan for you? This lesson will explore some common (and some not-so-common) loan types, including ARM loans, pay-option loans, and mortgage checking accounts. This lesson will also go over how to shop for a good mortgage broker.

Week Two

Wednesday - Lesson 03

As you probably know, your credit score is one of the most important factors in getting a mortgage loan. This lesson will deconstruct your credit score and go over ways to improve it. You'll learn how poor credit can affect your cash flow, and this lesson will talk about how to remove errors on your credit report and improve your score in as little as 24 hours. This lesson will also give you a step-by-step plan for improving and maintaining your credit so you always get the best deal on every loan.

Friday - Lesson 04

What do lenders look for when they evaluate your loan application? How can you make your application as attractive as possible? This lesson will explore the loan approval process and the variety of ways to apply for a loan, depending on your circumstances.

Week Three

Wednesday - Lesson 05-

Are you ready to start calculating how your real estate investments can pay off? This lesson will turn to some beginning number-crunching. It will look at how to avoid negative cash flow situations, and will discuss the best strategies for reducing your risk with smart financing structures. You'll find out if it's wise to buy with no money down, or if you'd be better off investing some cash from the get-go.

Friday - Lesson 06

Whether your monthly loan payment is manageable or not can make all the difference in your investing activities. But until you get the loan, mortgage payments can be a bit of a mystery. Do you know how to calculate your mortgage payment? This lesson will show you how to compare payments and loan costs on interest-only loans, ARM loans, and fixed-rate loans so you can make the right financing decision for you.

Week Four

Wednesday - Lesson 07

As a real estate investor, you'll probably find yourself constantly asking the question, "How much is that property really worth?" Lesson 7 is going to discuss the three appraisal methods, and you'll see how appraisers determine value on different types of property. You'll learn how to use income to determine value, and you'll find out how to compare very different properties to one another using an important calculation called the "capitalization rate."

Friday - Lesson 08

Maybe you started off investing in residential property, but now you've got your eye on office buildings or retail space. If you're considering investing in commercial property, in this lesson, you'll learn how to evaluate the numbers on these kinds of deals. You'll discover how to apply the cap rate and cash-on-cash return measurements to actual property listings. By the end of this lesson, you'll have a strong grasp on how to analyze a commercial deal.

Week Five

Wednesday - Lesson 09

Let's get into some more detailed financial analysis! Lesson 9 will provide you with some tools and worksheets that you can use to forecast your long-term cash flow and expenses. You'll learn how to read an operating statement and prepare a pro forma. These documents will help you evaluate and compare deals to see how profitable they'll be so you can make the best decisions possible!

Friday - Lesson 10

If you invest a dollar today, what will it be worth in the future? When you're choosing properties to invest in, that's an important question to ask. This lesson will discuss the time value of money. You'll learn how to apply the concepts of Internal Rate of Return, Net Present Value, and the Profitability Index to determine long-term profitability. You'll find out just how much you stand to make from your investments over time.

Week Six

Wednesday - Lesson 11

Your investment profits can take a hit come tax time, so this lesson will go over how to use tax deductions, credits, and deferrals to minimize your tax liability. You'll find out what it means to be a "real estate dealer," and you'll get tips on how to avoid this undesirable classification. This lesson will look at how to file a property tax appeal, defer capital gains taxes, and use depreciation to your advantage.

Friday - Lesson 12

Now that you have all these great new evaluation tools, how do you use them together to make better investing decisions? In this final lesson, you'll learn how to take everything you've covered in this course and use it to make the best investing decisions possible. Lesson 12 will provide you with a few last nuggets of wisdom, and by the end of the lesson, you'll have a comprehensive investing plan in writing to use as you go forward in your investing journey!

Buy the ExpertRating Online Real Estate Investing Course (II) - $129.99

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