The ExpertRating Terms of Service are divided into 3 parts:

(A) General Terms of Service (B) Terms of Service for Affiliates (C) Terms of Service for Corporate Users

The General Terms of Service are applicable to everyone (including the Corporate users as well as the Affiliates) who uses the ExpertRating website. Besides, there are separate sets of Terms of Service for Affiliates and Corporates respectively.

(A) General Terms of Service

You can use the ExpertRating website as well as the products/services it offers, but all this is subject to certain Terms and Conditions as mentioned below:

User Information The personal information (name, e-mail ID, address, contact number, etc.) collected by ExpertRating is kept confidential. We use your personal information for your registration, purchase of our products/services, and other service related issues. We do not and shall not share your personal information with outside parties. There shall not be any misuse of your personal information. We shall not use your personal information for marketing or commercial purpose. Neither shall we sell your name, contact number, address, e-mail ID, or any other personal information to any individual or company. However, in case of any legal or governmental enquiry, we may disclose your personal information to the government or any other legal authority as per the law. We presume that the information you are providing us is true and correct. Under no circumstances can you hold us accountable for any discrepancies emanating from the wrong information provided to us by you, either intentionally or inadvertently.

Data Security Your personal information is kept strictly confidential through a well organized security system, which allows access to critical information to the company's security team members only. This team consists of experienced engineers and staff who are under stringent confidentiality requirements. The security system is backed by the latest technology and ensures that your personal information is fully protected. Your ExpertRating profile, which is available to you in your login area is protected through a password. You are advised to keep this password confidential and to ensure that you close the browser window after logging out from ExpertRating, especially if you are using a shared computer. Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. Therefore, while we do our utmost to protect your personal information, ExpertRating cannot ensure or warrant the security of any information you transmit to us and you do so at your own risk. Once we receive your transmission, we make the best efforts to ensure the security of your information on our systems.

Technical Information As far as technical information is concerned, we collect the IP address, domain source, browser types etc. We use this information to keep tabs on the visitors’ interests, website’s performance, and usage trends. This helps us provide you a more personalized browsing experience.

Maintenance Interludes ExpertRating keeps its website accessible and operational (via World Wide Web) to all its Affiliates 24 X 7 all round the year except for scheduled maintenance interlude. However, any such maintenance interludes shall be notified to all the Users well in advance.

Breach of Security We provide you with a personal User ID and password. Only you are authorized to use your account, therefore it’s your duty to maintain the confidentiality and security of your account. Whatever happens under your account shall be construed to be done by you. Therefore, in case of any breach of security or unauthorized use of your account, you shall immediately inform us. Besides, we shall not be held accountable if any hoax entity, a fraud person, or a prankster deceitfully poses as you and provides us with your personal information, right or wrong, without your consent.

Copyright We have the copyright for all the website content (viz. Certification Tests, Creativity Tests, Tutorials, Practice Tests, Quizzes, Captions, and Tag Lines) as well as for other characters (viz. Graphics, Images, Animations, Logos, Icons, and Links). Therefore, copying, reproducing, publishing, tilting, transmitting, circulating, displaying, selling, distorting, or misusing the whole or a part of the content, or other characters without our prior written permission shall be construed as an illegal punishable offence.

Trademarks All the ExpertRating Trademarks, Logos, Service Marks, Trade Names, Product Names, Service Names, etc., are our exclusive property and we have the license to use the same. Furthermore, ExpertRating has the requisite permission as well as the license for using (if any used) the Trademarks, Logos, Service Marks, Trade Names, Product Names, Service Names, etc., of other companies and owners. Therefore, copying, reproducing, publishing, tilting, transmitting, circulating, displaying, selling, distorting, or misusing the whole or a part of any of these without our prior written permission shall be construed as an illegal punishable offence.

Content Authenticity The Tests, Courses, or any other type of content provided on the website has been created, checked, and reviewed by a team of experts; however the website does not take any responsibility for any errors and discrepancies therein. The whole or a part of content can have some inadvertent errors in the form of technical mistakes, miscalculations, misquotes, misrepresentation, typographical slip-ups, or other factual anomalies. We shall not be liable for any minor or major, direct or indirect, incidental, special, or consequential damages that may arise from your use, inappropriate use, or misuse of the information, or products/services presented by our website.

Non-commercial Use The products/services that ExpertRating offers for FREE can be used only for non-commercial purpose subject to the terms and conditions as mentioned herein. The non-commercial usage connotes using the FREE products/services or derivative works for general browsing, studying, researching, or personal testing. There shall be no commercial use of the FREE products/services or derivative works. The commercial usage connotes using the FREE products/services, or derivative works for employee testing, pre-employment testing, imparting training, business operations, licensing, copying, reproducing, leasing, distributing, or selling purpose.

Selling Rights We have the exclusive right and authority to sell or not sell all or any of our products/services to any individual, corporate group, or any other big or small organization. We also have the right and authority to debar any individual, corporate group, or any other big or small organization from using all or any of our products/services. Furthermore, we have the exclusive right and authority to formulate different business contracts and agreements for different customers/clients.

Availability & Viability ExpertRating provides a wide range of products and services as mentioned in the website; however, there can be instances when all or any of these products/services are temporarily or permanently unavailable. Therefore, we shall not be liable for any minor or major, direct or indirect, incidental, special, or consequential damages that may arise from your decisions or actions based on the information on the website. Besides, we have the exclusive right to change, modify, amend, or revise all or any of our products/services temporarily or permanently with or without giving any notice.

Results ExpertRating shall be the exclusive owner of the results and assessments of the various tests and quizzes. These results and assessments are compiled by a team of experts and shall be final. No one shall have any right whatsoever to challenge our results and assessments.

Special Admonitions for International Use Recognizing the global nature of the Internet, you agree to comply with all local rules regarding online conduct and acceptable Content. Specifically, you agree to comply with all applicable laws regarding the transmission of technical data exported from India or the country in which you reside.

Links and Advertisements We do not take any responsibility for the websites that have a link on our website. You are advised to cautiously validate the information given on such websites and vigilantly evaluate their respective private policies and other terms and conditions. We shall not be liable for any repercussions arising from your visiting these websites or dealing with the parties that own them. Furthermore, we do not take any responsibility for the advertisements displayed on our websites. Therefore, we shall not be liable for any repercussions arising from your decisions based on the information given in such advertisements or your dealings with the advertisers. You are advised to cautiously validate the information given by such advertisers.

Customer Support Any enquiries or queries regarding our website or products/services can be sent to us through the Contact Form.

Modes of Payment We accept payments (for our products/services) via credit card, PayPal, online check, or other modes that we may acknowledge from time to time. We do not misuse the information you provide us for transactional purposes.

Dispatch of Certificates The candidates who have passed their respective tests are sent the ExpertRating Certificates via registered air mail. The candidates have to pay the requisite fee (as mentioned on the website) for the certificates. The certificates are sent at the addresses the candidates provide us while registering for the test. The certificates reach the candidates usually within three months of their passing the test. However, we shall not be liable for any postal delays and non-delivery or non-receipt of the certificates due to the reasons beyond our control.

Refunds Refunds will be given at the sole discretion of the Company Management. However, we address all the queries regarding any discrepancy in our services. You can direct all such queries to ExpertRating via our Contact Form.

Withdrawing from the Association In case either party wants to withdraw from the association with the other one, both the parties shall pay the overdue payments (if any) and fulfill the other pending commitments (if any).

Compensation In case ExpertRating or the other party becomes liable to pay any compensation with regard to any infringement of the terms and conditions, contract, warranty, etc., the compensation shall not exceed an amount that is overdue.

Termination of Services We presume that the information the User is providing us is true and correct. In case, we detect any discrepancies in the information provided to us, we shall immediately terminate the User’s subscription to our services

Merger and Collaboration We are free to take any decisions as per our business requirements. In case our company has a merger or collaboration with any other company or companies, there can be certain changes in our terms and conditions. We shall endeavor to inform all our registered users about any such changes. However, you are advised to keep reviewing the terms and conditions from time to time.

Disclaimer of Warranties The website content is provided "as is," and “as available,” without any guarantees or warranties, either express or implied. We do not make any warranty that the services we offer will be accurate, reliable, viable, suitable, continuous, frequent, repetitive, timely, secure, or definite. We do not compel, excite, or request you to use our services. We leave all the decisions regarding using or not using our services to your discretion. We shall not be liable for any minor or major, direct or indirect, incidental, special, or consequential damages that may arise from your use, inappropriate use, or misuse of the information or services presented by our website. We have the copyright for the website content as well as for the other characters therein. Therefore, copying or reproducing all or a part of it without our prior written permission shall be construed as a serious punishable offence. There can be some inadvertent errors on the website in the form of technical mistakes, theoretical faults, factual bloopers, miscalculations, misquotes, or typographical slip-ups. You are advised to corroborate the facts by directly contacting the company. We shall not be liable for any consequences arising as a result of any or all of such errors.

Policy Modifications ExpertRating has the exclusive right to change, modify, amend, or revise all or any part of its current terms and conditions, temporarily or permanently. The changes made shall come into effect immediately. The link to the revised terms and conditions will be clearly notified on the Home Page of the website. The Users must ensure that they frequently review the terms and conditions, as their using the website or/and other products/services shall imply that they have read, understood, and accepted the terms and conditions applicable at the time of their usage. If the Users have any queries, doubts, or confusions with regard to the revised terms and conditions, they may contact us through the Contact Form. However, if the change in terms and conditions leads to the User’s terminating its association with ExpertRating, the User shall pay the overdue (if any) and fulfill other pending commitments (if any).

Breach of Conduct If you do not adhere to ExpertRating directives, guidelines, and suggestions, as stated herein, we have every right to seal your account and discontinue providing all or any of our products/services (whether current or future) to you. We may also initiate legal proceedings against you.

Acceptance Your browsing the website or/and using the products/services it provides implies that you have read, understood, and accepted all the terms and conditions as stated herein.

Governing Law This website is controlled by the Company from its offices in India. All the matters, issues, or conflicts relating to the use of this website shall be governed by and construed in accordance with the laws of Chandigarh, India. Your browsing the website or/and purchasing/using the products/services it provides implies that you have read, understood, and agreed that any legal action or proceedings arising out of the ExpertRating Terms and Conditions shall be brought in the courts, tribunals, or forums in Chandigarh, India. Therefore, you irrevocably submit yourself to the jurisdiction of such courts, tribunals, and forums.

(B) ExpertRating Affiliate Terms of Service The ExpertRating Affiliate Program allows individuals, companies, and corporate users to place links (in the form of text ads and banner ads) on their website. These links shall directly point to the ExpertRating website. The Affiliates are suitably paid as per the ExpertRating Affiliate Program Payment Structure in accordance with and subject to the Terms and Conditions as elucidated herein.

The personal information (name, e-mail ID, address, contact number, etc.) collected by ExpertRating is kept confidential. We use your personal information for your registration, purchase of our products/services, and other service related issues. We do not and shall not share your personal information with outside parties. There shall not be any misuse of your personal information. We shall not use your personal information for marketing or commercial purpose. Neither shall we sell your name, contact number, address, e-mail ID, or any other personal information to any individual or company. However, in case of any legal or governmental enquiry, we may disclose your personal information to the government or any other legal authority as per the law. An Affiliate’s accepting the Terms and Conditions implies that the Affiliate warrants that his/her website does not and will not include, demonstrate, advertise, or promote obscene, pornographic, offensive, violent, prejudiced, unlawful, devious, dangerous, or illegal content, images, or other characters. We presume that the information the Affiliate is providing us is true and correct. In case we detect any discrepancies in the information provided to us, we shall immediately terminate the Affiliate’s subscription to our Affiliate Program. Affiliates should be solely responsible for the content/information on their website, and the products/services they offer. The use of ExpertRating links or other promotional material shall be used only for the purpose as agreed upon by ExpertRating and its Affiliate. An Affiliate shall not alter the links or promotional material or their positioning on the website without our prior written permission. Affiliate shall not use the word “ExpertRating” in its domain name or for any of its products/services. ExpertRating provides a non-exclusive and non-transferable license to its Affiliates. This is to enable the Affiliate to link to ExpertRating or display other promotional material for ExpertRating, as per the Terms and Conditions. Affiliate shall not copy or use ExpertRating’s Trademarks, Logos, Service Marks, Trade Names, Product Names, Service Names, Content, or any other Characters (viz. Graphics, Images, Animations, Logos, Icons, and Links) without our prior written permission. Affiliates shall not try to have unauthorized access to any or all of the servers controlled (in whole or in part) by ExpertRating. ExpertRating keeps its website accessible and operational (via World Wide Web) to all its Affiliates 24 X 7 all round the year except for scheduled maintenance interlude. However, any such maintenance interludes shall be notified to all the Affiliates well in advance. ExpertRating makes the payments to its Affiliates once every month or as per the payment schedule communicated to them. The payments are sent to the PayPal account of the Affiliates. In case there is any breach of conduct or violation of the Terms and Conditions by the Affiliates, their accrued payments shall not be made. We have the right to terminate an Affiliate’s participation in the ExpertRating Affiliate Program without assigning any reason whatsoever, if and when, we find that the Affiliate is not adhering to the Terms and Conditions as laid down by ExpertRating, or if we deem that the Affiliate Program has failed to deliver the expected results, or if we find that all or a part of the content, information, products, services, or links displayed on or linked to by the Affiliate’s website is obscene, pornographic, offensive, violent, prejudiced, unlawful, devious, dangerous, or illegal. ExpertRating may or may not give any notice before terminating an Affiliate from its program. Furthermore, the Termination will come into effect immediately, which means that all the rights granted to the Affiliate while allowing it to join the ExpertRating Affiliate Program shall cease to exist. An Affiliate once terminated from the Program shall not be allowed to become an ExpertRating Affiliate again. Every Affiliate is provided a personal User ID and password. It’s the duty of the Affiliates to maintain the confidentiality and security of their respective accounts. Whatever happens under an Affiliate’s account shall be construed to be done by him/her. Therefore, an Affiliate shall inform us immediately in the case of any breach of security or unauthorized use of the account. ExpertRating or any of its subsidiaries, partners, affiliates, owners, employees, shareholders, employees, agents, etc., whether known or unknown, disclosed or undisclosed shall not be held accountable for its Affiliate’s conduct. Nor shall any of these be liable to pay any fee, penalties, costs, taxes, etc. claimed by any other party affected intentionally or unintentionally, directly or indirectly by an Affiliate’s dealings and conduct. Neither ExpertRating nor its Affiliate shall divulge, reveal, or share any confidential information regarding each other. The Affiliates participating in the ExpertRating Affiliate Program shall be solely responsible for all the tax obligations (with regard to their participation in the Program) as per the laws prevalent in their respective countries. Under no circumstances shall an Affiliate sublicense, resell, assign, delegate, or transfer its rights or obligations under the ExpertRating Affiliate Program Terms and Conditions without our written permission. ExpertRating shall not be liable for any failure of performance or delays in the services due to the reasons beyond our control viz. natural calamity, acts of God, technical snags, internet or telecommunication failures, labor disputes, riots, revolts, court rulings, and government policies. The Terms and Conditions mentioned herein constitute the entire agreement between the parties. Besides, it supersedes all the previous agreements, proposals, negotiations, communications, representations, and writings between the parties. These Terms and Conditions shall be binding upon the parties involved currently as well as their respective successors, heirs, and assigns. ExpertRating can be contacted via email for any communication or notices regarding its Terms and Conditions. ExpertRating can be contacted at the following email IDs: (a)To contact ExpertRating, write to alliance@expertrating.com (b)To contact an Affiliate, write to the mailing address as specified while registering for the Affiliate Program. You may also write to the email address that the Affiliate manager might have communicated to you. We keep close tabs on the use or misuse of our products/services. If and when, we detect any anomaly or discrepancy with regard to the use or misuse of our products/services, we take quick punitive actions, which include disabling, denying, or terminating the access to any or all of our products/services that we have found to be misused. ExpertRating responds to all the communication and notifications of claimed infringement of intellectual property rights in accordance with the applicable laws. Notices of claimed infringement should be sent to: alliance@expertrating.com In case we get any notification with regard to claimed infringement by an Affiliate, the Affiliate irrevocably agrees to help us resolve the issue. Besides, the Affiliate agrees to own responsibility for compliance by Affiliate and Affiliate’s web site(s) with all applicable intellectual property laws as well as other laws. We pay to our Affiliates in accordance with the prevailing ExpertRating Commission Schedule. The payments are made for every purchase (of any of our products/services like Courses, Tests, and Tutorials) generated by the link(s) displayed on the Affiliates’ web site(s). Such commissions shall be payable in US dollars via PayPal. However, ExpertRating may change the mode of payment in future. In case ExpertRating terminates an Affiliate’s participation in its Affiliate Program or an Affiliate withdraws from the Affiliate Program, both the parties shall pay the overdue payments (if any) and fulfill other pending commitments (if any). An Affiliate’s joining the ExpertRating Affiliate Program shall construe that the Affiliate has fully understood and accepted all the Terms and Conditions. In case ExpertRating or the other party becomes liable to pay any compensation with regard to any infringement of the terms and conditions, contract, warranty, etc., the compensation shall not exceed an amount that is overdue. The program and the products/services provided as per the program are provided "as is," and “as available,” without any guarantees or warranties, either express or implied. We do not make any warranty that the program as well as the products/services we offer will be accurate, reliable, viable, suitable, continuous, frequent, repetitive, timely, secure, or definite. We do not compel, excite, or request you to use our program or products/services. We leave all the decisions regarding joining or not joining our program, using or not using our services to your discretion. We shall not be liable for any minor or major, direct or indirect, incidental, special, or consequential damages that may arise from your use, inappropriate use, or misuse of the program, information or products/services we offer. Besides, ExpertRating shall not be liable for minor or major, direct or indirect, incidental, special, or consequential damages that may arise from terminating the participation of an affiliate from the program. ExpertRating has the exclusive right to change, modify, amend, or revise all or any part of its current terms and conditions, temporarily or permanently. The changes made shall come into effect immediately. The link to the revised terms and conditions will be clearly notified on the Home Page of the website. The Affiliates must ensure that they frequently review the terms and conditions, as their using the website or/and other products/services shall imply that they have read, understood, and accepted the terms and conditions applicable at the time of their usage. If the Affiliates have any queries, doubts, or confusions with regard to the revised terms and conditions, they may contact us through the Contact Form. However, if the change in terms and conditions leads to an Affiliate’s withdrawal from the Program, the Affiliate shall pay the overdue (if any) and fulfill other pending commitments (if any). This website is controlled by the Company from its offices in India. All the matters, issues, or conflicts relating to the use of this website shall be governed by and construed in accordance with the laws of Chandigarh, India. Your browsing the website or/and purchasing/using the products/services it provides implies that you have read, understood, and agreed that any legal action or proceedings arising out of the Expert Rating Terms and Conditions shall be brought in the courts, tribunals, or forums in Chandigarh, India. Therefore, you irrevocably submit yourself to the jurisdiction of such courts, tribunals, and forums.

(C)Corporate Terms of Service The ExpertRating provides online sale of its products and services to the corporate users. The ExpertRating Corporate Terms of Service includes the following: The personal information (name, e-mail ID, address, contact number, etc.) collected by ExpertRating is kept confidential. We use your personal information for your registration, purchase of our products/services, and other service related issues. We do not and shall not share your personal information with outside parties. There shall not be any misuse of your personal information. Neither shall we sell your name, contact number, address, e-mail ID, or any other personal information to any individual or company. However, the Customer allows ExpertRating to use a limited, royalty-free, non-exclusive, and worldwide license to use its trademarks. This usage will be limited to marketing and advertising the ExpertRating products/services. In case of any legal or governmental enquiry, we may disclose your personal information to the government or any other legal authority as per the law. ExpertRating willingly sells its products/services to the Customer who has willingly agreed to buy and use the same as per the Terms and Conditions as mentioned herein. The products/services (Certification Tests, Creativity Tests, Employment Tests, Tutorials, Practice Tests, Quizzes etc.) sold by ExpertRating to the Customer shall be used only as per the Terms and Conditions delineated herein. Any use or misuse contrary to the Terms and Conditions shall be construed as a Breach of Conduct. All ExpertRating products/services shall be sold as per the ExpertRating Fee Structure as explained on the website or as communicated to the customer/client. The customer buying our products/services shall be making the payments in US dollars via PayPal. In case the Customer fails to make the payments within the stipulated period, the overdue amount shall be paid at an interest rate of 1% per month or the maximum rate permitted by law, whichever is less. If the Customer shirks from his payment obligations, we may debar the Customer to use all or some of our products/services. However, such an action does not relieve the Customer of his/her liability to pay the dues and fulfill other pending commitments (if any). All the taxes corresponding to the Customer’s purchasing ExpertRating products/services shall be paid by him/her as per the laws prevalent in his/her country. The Customer shall not try to gain unauthorized access to any or all of the servers controlled (in whole or in part) by ExpertRating. ExpertRating has the copyright for all content, structure, ideas, concepts, methods, designs, processes, procedures, templates, techniques, models, and features, software, hardware, user interfaces, concepts, ideas, methods, methodologies, procedures, processes, techniques, sequence, utilities, or other characters (viz. Graphics, Images, Animations, Logos, Icons, and Links), etc. created, used, or attained by ExpertRating. Therefore, copying, reproducing, publishing, tilting, transmitting, circulating, displaying, selling, distorting, or misusing the whole or a part of the content or other characters without our prior written permission shall be construed as an illegal punishable offence. Every Customer is provided a personal User ID and password. It’s the duty of the Customers to maintain the confidentiality and security of their respective accounts. Whatever happens under a Customer’s account shall be construed to be done by him/her. Therefore, a Customer shall inform us immediately in the case of any breach of security or unauthorized use of the account. Neither ExpertRating nor its Customers shall divulge, reveal, or share any confidential information regarding each other. A Customer shall not try to have unauthorized access to any or all of the servers controlled (in whole or in part) by ExpertRating. ExpertRating keeps its website accessible and operational (via World Wide Web) to all its Customers 24 X 7 all round the year except for scheduled maintenance interlude. However, any such maintenance interludes shall be notified to all the Customers well in advance. ExpertRating shall not be liable for any failure of performance or delays in the services due to the reasons beyond our control viz. natural calamity, acts of God, technical snags, internet, or telecommunication failures, labor disputes, riots, revolts, court rulings, government policies, etc. The Terms and Conditions mentioned herein constitute the entire agreement between the parties. Besides, it supersedes all the previous agreements, proposals, negotiations, communications, representations, and writings between the parties. These Terms and Conditions shall be binding upon the parties involved currently as well as their respective successors, heirs, and assigns. Under no circumstances shall a Customer sublicense, resell, assign, delegate, or transfer its rights or obligations under the ExpertRating Terms and Conditions without our written permission. The Customer shall not copy or use ExpertRating’s Trademarks, Logos, Service Marks, Trade Names, Product Names, Service Names, Content, or any other characters (viz. Graphics, Images, Animations, Logos, Icons, and Links) without our written permission. ExpertRating as well as its Customers are independent entities. Neither of the two shall represent itself as a partner, agent, employee, or representative of the other. ExpertRating or any of its subsidiaries, partners, affiliates, owners, employees, shareholders, employees, agents, customers, etc., whether known or unknown, disclosed or undisclosed shall not be held accountable for its Customer’s conduct. Nor shall any of these be liable to pay any fee, penalties, costs, taxes, etc., claimed by any other party affected intentionally or unintentionally, directly or indirectly by a Customer’s dealings and conduct. In case ExpertRating or the other party becomes liable to pay any compensation with regard to any infringement of the terms and conditions, contract, warranty, etc., the compensation shall not exceed an amount equal to half of the price of the product(s)/service(s) the Customer purchased from ExpertRating. We presume that the information the Customer is providing us is true and correct. In case, we detect any discrepancies in the information provided to us, we shall immediately terminate the Customer’s subscription to our services. If either party wants to terminate its association with the other one, both the parties shall pay the overdue payments (if any) and fulfill other pending commitments (if any). The Products/Services We Provide Are Provided "As Is," And “As Available,” Without Any Guarantees Or Warranties, Either Express Or Implied. We Do Not Make Any Warranty That The Program As Well As The Products/Services We Offer Will Be Accurate, Reliable, Viable, Suitable, Continuous, Frequent, Repetitive, Timely, Secure, Or Definite. We Do Not Compel, Excite, Or Request You To Use Our Products/Services. We Leave All The Decisions Regarding Using Or Not Using Our Services To Your Discretion. We Shall Not Be Liable For Any Minor Or Major, Direct Or Indirect, Incidental, Special, Or Consequential Damages That May Arise From Your Use, Inappropriate Use, Or Misuse Of The Information Or Products/Services We Offer. ExpertRating has the exclusive right to change, modify, amend, or revise all or any part of its current terms and conditions, temporarily or permanently. The changes made shall come into effect immediately. The link to the revised terms and conditions will be clearly notified on the Home Page of the website. The Customers must ensure that they frequently review the terms and conditions, as their using the website or/and other products/services shall imply that they have read, understood, and accepted the terms and conditions applicable at the time of their usage. If the Customers have any queries, doubts, or confusions with regard to the revised terms and conditions, they may contact us through the Contact Form. However, if the change in terms and conditions leads to the Customer’s terminating its association with ExpertRating, the Customer shall pay the overdue (if any) and fulfill other pending commitments (if any). This website is controlled by the Company from its offices in India. All the matters, issues, or conflicts relating to the use of this website shall be governed by and construed in accordance with the laws of Chandigarh, India. Your browsing the website or/and purchasing/using the products/services it provides implies that you have read, understood, and agreed that any legal action or proceedings arising out of the Expert Rating Terms and Conditions shall be brought in the courts, tribunals, or forums in Chandigarh, India. Therefore, you irrevocably submit yourself to the jurisdiction of such courts, tribunals, and forums.