The ExpertRating Online Financial Planning Course
(leading to ExpertRating Financial Planning Program
Do you have clear financial goals? Do you know if you have enough money to buy a car or house, if you can afford to take a cut in pay in order to go back to school, if you will have enough money to retire?
Do you know how much tax you will be expected to pay this year and next, or what you might be able to do right now that will lower your tax long into the future? Do you have enough insurance? Have you developed a household budget and are you sticking to it?
Will your assets be passed to your chosen heirs when you die? Do you know how your creditors judge you and do you know how to change your credit report to reduce your expenses and increase your financial security?
Are you confident you can choose stocks and mutual funds wisely and do you know how to decide how much money you should allocate to these types of investments? Do you know how to keep good financial records and do you know which types of records you should keep and for how long?
If your answer to any of these questions is "No," you need this course. This course will prepare you for a lifetime of worthwhile personal financial planning. The tools you will learn are useful, realistic, and easy to work into your regular routine. They will help you gain control over the financial impact of the choices you make.
You'll learn to create and use a budget, borrow and invest wisely, make intelligent decisions about insurance, and plan for your financial future. You'll develop a retirement savings plan, and you'll be better prepared to make large purchases and plan for taxes. You'll learn the essentials of household bookkeeping, record-keeping requirements, and much, much more.
This course includes a knowledgeable and
caring instructor who will guide you through your lessons,
facilitate discussions, and answer your questions. The instructor
for this course will be Gail Perry.
ExpertRating Online Financial Planning Course
Gail Perry is a CPA and holds a degree in journalism and English
from Indiana University. She studied accounting at Illinois State
University and is a former tax accountant with Big Four firm
Deloitte. She has been teaching for more than 20 years and is the
author of over 20 books, including Quicken All-in-one Desk
Reference for Dummies, Using QuickBooks, TurboTax: The Official
Guide, The Complete Idiot's Guide to Doing Your Income Taxes, and
Surviving Financial Downsizing: A Practical Guide to Living Well
on Less Income. She is a financial journalist and has written
hundreds of articles for newspapers, magazines, and Internet news
Financial Planning Course requirements:
For taking this
instructor led ExpertRating Online Financial Planning Course you need
Internet access, e-mail, and the Microsoft Internet Explorer or
Mozilla Firefox Web browser.
The ExpertRating Online Financial Planning Course has received
overwhelming positive feedback and reviews from students around the
world. Here are a few:
great basic course on financial planning!"
course! Especially for those, like me, who have just joined the
workforce and need help getting on the right track with their
course. The ability to complete lessons and quizzes in my own
time was extremely valuable and gave me more of an opportunity to
find time to focus on the content."
-- Just a quick thank you for the great course. This is exactly
what I was looking for to get the basics on a variety of
financial issues. It also gives me the resources to look into
future financial goals (saving for children’s education,
retirement, etc). Thanks for the easy-to-follow information!"
Perry did an excellent job. I am a busy Mom and she gave me
in-depth information on managing our family finances. Thank You
Perry was a wonderful instructor and presented material in a
short, succinct format. The information presented was and is very
helpful and my choice for taking this class may well be one of
the most beneficial choices I've ever made. There is much
information to process on your own, but at the end of the class I
felt able to review the lessons and use the information to make
much better financial decisions."
thanks for your advice. I am learning a lot more in this course
than I expected."
course and I learned a lot. The supplemental material at the end
of the lessons was helpful. I felt I had a good understanding of
the material after completing all the lessons."
class! It was a lot if information to absorb. I could have spent
the entire course on budgeting, and then another 6 weeks on
class! Just what I needed as an introduction to skillfully
handling my personal finances successfully."
class! The links were very helpful, which I plan on revisiting at
a slower pace. This course really opened my eyes and gave me some
course to take, either as a refresher or novice in finances."
instructor. She covered everything very well and I was able to
understand more than I thought I would."
ExpertRating Online Financial Planning Course
ExpertRating Financial Planning Program Certification)
is one of the world's only ISO 9001:2015
Certified companies (from
TUV America) offering an Online Financial Planning Course (leading to ExpertRating Financial Planning Skills Certification).
ExpertRating is a trusted name in online testing and certification
with over 200,000 certified professionals in over 60 countries in
more than 200 skill areas. ExpertRating offers its testing services
to the world's best companies such as Convergys Corp, UPS, GAP,
Sony, Coke, Citrix, Deltek Corp, IKEA Systems and Ericsson to name a
where ExpertRating Certified Professionals are working.
It is very safe to buy from
ExpertRating. Apart from being an ISO 9001:2015
certified company, it is a member of the TRUSTe and HackerSafe approved.
ExpertRating Solutions has been reviewed by TRUSTe for compliance of their strict program requirements ensuring that your information is always safe.
ExpertRating has certified Several thousand individuals who are working with leading companies across the US and
When you choose the
ExpertRating Online Financial Planning Course you can be sure that you are buying a
premium International certification that is recognized by hundreds
of employers and Government bodies in the US and other countries.
With ExpertRating you get certified
quickly online and you are equipped with a store house of
information through the in-depth ExpertRating Online Financial Planning Courseware which has
been developed by experienced Financial Experts.
The ExpertRating Financial Planning Certification is by far the best value for money instructor led
Financial Planning Program at $129.99.
Some Popular questions and answers about
this ExpertRating Online Financial Planning Courseand certification:
How much does the
Financial Planning Program Certification cost and what does it include?
You can buy this ExpertRating Online Financial Planning Course
Financial Planning certification at a special offer price of only $129.99 which
includes the in-depth ExpertRating Online Financial Planning Courseware and exam fee. This is
the best value for money Financial Planning Program available till date. You
get the following services within the USD $129.99 fee.
In-depth ExpertRating Online Financial Planning Courseware including scenarios and examples.
An instructor to guide you through the
course and to whom you can direct your questions.
World wide airmail delivery of the hard
copy Financial Planning Certificate. The Financial Planning Certificate can be used
to prove your certified status and does not mention the words
An online transcript that can be used to
prove your certified credentials on the internet at any time.
How do I get certified?
The process of getting yourself certified is very simple. All you have to do is buy the
ExpertRating Online Financial Planning Course for $129.99. Log in to the instructor led course using your password. Go through the
ExpertRating Online Financial Planning Courseware (which would take you 6 weeks) and complete the final
Financial Planning Certification exam at your convenience. You can complete the exam within 2 months of buying the
Financial Planning Certification. The result of the exam appears as soon as it is completed, and your
Financial Planning Certificate is mailed immediately.
What learning aids will I get?
ExpertRating Online Financial Planning Course includes the following learning aids:
24 x 7 hour access to the courseware. A printer friendly version of the
ExpertRating Online Financial Planning Course is also provided
A friendly instructor to answer your questions online
A discussion area to have your questions answered
Chapter end quizzes to ensure that you are learning important aspects of every chapter
Chapter assignments to help you practically use the
Financial Planning that you will learn during the Financial Planning Course.
What is the final exam like?
The final exam is fully based upon the
ExpertRating Online Financial Planning Courseware that is provided along with the
Financial Planning Certification. If you have gone through the courseware properly you should not have a problem clearing the exam. The exam consists of multiple choice questions from all chapters of the
ExpertRating Online Financial Planning Courseware.
What are the course start dates?
ExpertRating instructor led courses commence
every month, you can always choose a suitable date for your course
commencement in any month. To see available course start dates,
please click on the "Enroll now" button.
All courses run for six weeks, with a two-week grace period at the end. Two lessons are released each week for the six-week duration of the course. You do not have to be present when the lesson is released, but you must complete each lesson within two weeks of its release.
A new section of each course starts on the second or third Wednesday of each month. If enrolling in a series of two or more courses please be sure to space the start date for each course at least two months apart.
According to a survey conducted by the US Labor of Bureau
Statistics, the highest 10 percent of financial analysts earned more
than $130,130 in May 2006.
finance involves applying the principles of finance to the monetary
decisions of an individual or a family. Making plans for personal
finance include making a note of how the finances are obtained,
spent and how much of them are saved. Personal finance also takes
into account the financial risks and future life events. The best
ways of managing your personal finance are gathering correct
information, independently analyzing and honestly presenting the key
The ExpertRating Financial Planning course will help you to make intelligent decisions
about managing your personal finance. The Financial Planning course
will also guide you about the opportunities, the available choice
with the customers; give knowledge about the investment products and
about the investment opportunities.
course, you'll learn how to use basic financial
planning tools that you can work into your everyday
routine. In this first lesson, you'll examine your
personal finances as they are today, set some basic
financial goals, learn how to keep track of your
finances, and gain some knowledge of record-keeping
requirements. You'll learn how to assess your
current financial position. The information you
compile during this lesson, and the methods you use
to retain and store that information, can set the
tone of your financial record-keeping for the rest
of your life.
Friday - Lesson 02
If you think
about your cash flow in terms of how to best
control the money that comes in and goes out of
your life, you may discover that you have many
opportunities to improve your financial
situation. In this lesson, you'll learn how you
can control certain aspects of your income
collection and disbursement through daily
financial events. This lesson will talk about
methods for increasing the amount of money at
your disposal, saving money when paying your
bills, and reducing your tax burden. You'll
learn many ways to save money with your
day-to-day financial activities.
Wednesday - Lesson 03
discouraged if your credit history is marred.
Despite what you might think, you can establish
good credit, control your credit rating so it
remains positive, and repair a bad credit
rating. In this lesson you'll learn how to read
your credit history, correct errors in your
credit reports, and improve your credit so that
you're a good risk to potential lenders. Find
out what creditors look at when they judge your
credit, and how you can check your own credit
rating for free.
Friday - Lesson 04
Whether you intend to
borrow money for a long term (as you might with a
mortgage on a house), a medium term (such as a loan
for a car or a college education), or a short term
(such as using a credit card to pay for a dinner at
a restaurant or your weekly groceries), there are
factors about borrowing that you should consider. In
this lesson, you'll get the tools to make informed
decisions about borrowing. You'll learn about the
concept of points or loan origination fees, as well
as what loan-related items you can negotiate.
Discover the concept of compound interest, and
understand that the interest rate you see on
advertised loans is not always the interest rate you
pay. You'll also learn about where you can go to
borrow money and how you can use the Internet to
find out more about borrowing. Finally, you'll find
out how borrowing money can actually benefit you
when tax time comes.
Wednesday - Lesson 05-
In the most popular
lesson of the course, you'll learn how you can
create a workable budget and, more importantly, how
you can make it stick. A budget is not difficult to
make, and it's not difficult to follow. In fact,
people who use budgets find they can talk about
their finances and their financial goals more
comfortably because they have a thorough knowledge
of what they can actually achieve. A budget is like
a playbook for the future. In this lesson you'll
learn how to create a budget that's flexible enough
to meet the changes you encounter in life, and
durable enough to help you achieve a lifetime of
Friday - Lesson 06
In this lesson,
you'll learn about the different types of mutual
funds, criteria for choosing a fund, how much to
invest, the importance of timing your investments,
when to sell, and the tax effects of your
investment. You'll find out the advantages to
investing in mutual funds, including
diversification, the opportunity to take advantage
of a fund manager and a research team's expertise,
the small minimum investment required to enter a
fund, and the ease with which you can make regular
investments. This lesson will also talk about what
you need to watch out for when investing in mutual
Wednesday - Lesson 07
In Lesson 7 you'll
learn how to choose a broker and stocks to purchase,
and you'll look at how the Internet has changed the
nature of stock trading. You'll find out why it's so
important to follow the performance of your stocks
after you purchase them, and you'll discover how to
tell when it's time to sell a stock. In addition,
this lesson will talk about the tax effects of
selling stock and how you can control the amount of
tax you pay on stock transactions. You'll learn how
to read the stock reports in the newspaper and
understand what the information on financial
Friday - Lesson 08
If you want to
invest, there are several different types of
opportunities available to you. In this lesson,
you'll explore some of the places beyond stocks and
mutual funds where you can invest your money,
including interest-bearing accounts, bonds,
commodities, precious metals, and collectibles.
You'll discover that you can begin investing with a
very small amount of money, and you'll find out how
to familiarize yourself with different types of
investments before putting your money at risk.
Wednesday - Lesson 09
In this lesson you'll
get acquainted with the many types of insurance and
how the purchase of insurance should fit into your
overall financial plan. This lesson will discuss
life, health, automobile, and property insurance.
Your needs for insurance change throughout your
life, so you'll learn how and when to reassess your
insurance coverage. This lesson will give you some
tips on dealing with insurance agents and shopping
around for the best value and the best coverage.
You'll also learn how to save money on existing
Friday - Lesson 10
Retirement might seem
like it's a long way off, but it's never too early
to start thinking about it. In this lesson, you'll
get familiar with the various types of retirement
funds available to employees, business owners, and
individuals; and you'll learn about putting money
into retirement funds, overseeing the investments in
those funds, and when and how to take money out of
your funds. You'll also find out how the Social
Security system works, and this lesson will discuss
the tax effects of retirement contributions and
Wednesday - Lesson 11
There are certain
occasions in life that require a major cash outlay.
Events like weddings, purchasing a house or a car,
or going to college require planning and saving.
This lesson will give you tips for estimating the
costs of major purchases, as well as techniques for
saving and borrowing to finance these expenses.
You'll also see what tax benefits are available when
you incur these large expenses. You'll learn about
some of the different options for parents and
students who are planning on, or are already
attending, college. And you'll discover what factors
to consider when deciding whether to purchase or
lease a vehicle.